01
Make everyone safe
Move out of traffic. Call 911 if anyone is hurt. Photograph the scene when it is safe — vehicles, plates, and damage.

Claims
We opened the policy. We will walk the claim — hail, a fender, a fire, or a night you would rather forget.
01
Move out of traffic. Call 911 if anyone is hurt. Photograph the scene when it is safe — vehicles, plates, and damage.
02
During office hours, start with us. We open the claim with the carrier, tell you what they will ask, and stay on it.
03
If the office is closed, report through the number on your ID card so the claim is dated, then call us the next business morning.
04
Estimates, rental cars, and adjuster questions should not bounce you between voicemails. That is why you have a local agent.